Consumer Protection

Insurance company refusing to renew the policy even after receiving premiums

Insurance company is refusing to renew the policy even after receiving premiums. My wife lagged behind in paying her life insurance premium for April and May, hence her policy went on hold. But later she paid the premiums and even paid a little extra. Then she kept paying it till the month of September and as she was diagnosed with Muscular Dystrophy she claimed for the disability rider in her life insurance policy. 

We got a response that our policy is still on hold since June and the insurance company will conduct a medical test before reinstating it. And as my wife had already been diagnosed with MD, her results obviously came out to be of a sick person. And then they denied us the claim and terminated the policy. What should we do in this case?

Does development authority come under consumer forum

Five shops were allotted by development authority in the year 2001 and I deposited almost 50% amount but after 3 years of allotment construction work is stopped by the authority by saying that permission of the government regarding the development area is under review. I have stopped to pay a further instalment, the authority sent a notice to me with a direction to deposit due amount in next 6 months otherwise allotment will be concealed. I want to file a case before consumer forum so I want to know whether my case will be maintainable or not.